If you have ever been in an auto accident you probably wondered should you call the police? Yes. Calling the police is an important first step because they will create an official police report. This report will be a vital piece of evidence that the accident occurred and who was involved. Your insurance company will better be able to handle your claim if there is a police report. Many people are reluctant to contact the police especially in a minor accident with little obvious damage but this a mistake. Just because no damage or injury is obvious doesn’t mean someone isn’t hurt or might claim injury or damages after the fact. Having a police report will ensure that people’s stories don’t change after the fact and will help determine fault.

Pennsylvania state law has established an optional no-fault auto insurance system. When PA drivers obtain their insurance policy they can choose either full tort or limited tort. Those choosing full tort have the right to sue a driver found to be at fault for an accident but can also be sued themselves if they are found to be at fault. Drivers with limited tort or no-fault insurance recover damages from their own insurance company and can only sue in limited cases. The law is complex and when you consider out of state drivers it becomes even more complicated. This is why you should contact the police because getting a police report will help protect you against false claims and help determine fault.

Direct Paint & Collision and Bob and Joe’s Towing were out at Haverford Township Day.  Thanks to all of the Haverford Township residents who came out to make it another successful event.

As hurricane Irene approaches we expect there to be record wind and rain fall over the weekend. Wet ground and high winds means downed trees, and other auto body damage. It would be a good time to park your car in the garage if possible.

If your car is damaged in the storm remember that this is considered an “act of god” by most insurance companies and your rates will not go up by filing a claim. Remeber you can always call us first and we can handle towing your car, contacting your insurance company and giving you a loaner while your car is being repaired.

We encourage everyone to take advantage of our discount center where you can save 20% on your deductible, and 20% on towing by printing out the coupons. Lets hope your car doesn’t end up like the one picture to the right, but let us help you out if you have auto body damage from the storm.